FINANCIAL OS FOR MODERN TEAMS

The banking engine built for high-growth teams.

Consolidate your operating accounts, high-yield treasuries, and global card management into a single, high-contrast platform. No annual fees. Unlimited control.

5.42%
Treasury APY
$0
Transfer Fees
100%
FDIC Protected
ARCADIA_OS
Live Feed
Available Funds
$142,384.50 +14.2%

Move Capital

Instant, fee-free transfer to verified business partners.

$

Recent Ledger Activity

Showing last 4 transactions
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Stripe SettlementJust now
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Amazon Web ServicesToday, 2:40 PM
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+$9,800.00Completed
TRUSTED BY WORLD-CLASS OPERATORS
LINEAR_FLOWOASIS_OSKINETICApex Capital
CORE CAPABILITIES

Designed for absolute capital visibility.

Traditional business banking is fragmented. Arcadia brings all movement vectors under a unified, programmable interface designed for builders.

High-Yield Treasury Reserves

Auto-sweep idle operational funds into AAA-rated Government Treasury bills yielding 5.42% APY. Liquid and accessible in 24 hours.

AUTOMATIC SWEEPS

Borderless Multi-Currency

Instantly issue local routing and account details in USD, EUR, GBP, and SGD. Accept international payments without extortionate conversion spreads.

24 LOCAL CURRENCIES

Programmable Team Cards

Issue physical or virtual corporate cards instantly. Set granular per-day spending limits, whitelist merchant categories, and lock dynamically.

UNLIMITED ISSUANCE
ASSET SAFETY

Your treasury capital, backed by rigorous institutional guardrails.

Arcadia partners exclusively with Tier-1 clearing institutions. We provide complete structural safety for every dollar, ensuring you never face operational bottlenecks.

Full FDIC Pass-Through InsuranceOperational cash balances are fully insured up to $5,000,000 through our partner network.
Ultra-Secure Multi-Party ApprovalsConfigure custom approval chains requiring multiple executive authorizations for large outbound wires.
REAL CLIENT PERSPECTIVE
"Moving our operational banking and global payouts to Arcadia felt like upgrading from a local spreadsheet to an automated central engine. Our closing cycle went from 5 days to 30 minutes."
CTO profile
Victoria Chen
VP Operations, Oasis Systems
Oasis Asset Allocation on Arcadia100% Secure
T-Bills (65%) Cash (25%) Working Capital (10%)

Operational Safety Standards

SOC 2 Type II Certified

Continuous independent audits of internal systems and credential encryption protocols.

Hardware MFA Enforcement

Mandatory hardware keys or biometric handshakes for critical corporate card configurations.

Granular Team Roles

Define exact spend, ledger, and authorization rules per team member with zero overlap.

Zero-Liability Guarantee

Instant dispute handling and immediate reversal of fraudulent merchant transactions.

ENTERPRISE GRADE

The banking stack designed to protect your runway.

Operational velocity means nothing without reliable stability. We protect your company treasury with bank-grade encryption and automated security pipelines designed for absolute peace of mind.

GET STARTED IN MINUTES

Ready to unify your company operations and optimize runway yield?

Setting up your corporate operational treasury is entirely digital, paperless, and takes less than 10 minutes.

No credit check required No minimum setup balance Cancel operational accounts anytime